Why we don't take insurance

The short version

Insurance is built for treating disease. This practice is built for maintaining health. Those two things don't sit well together, and we chose to take ourselves out of the system rather than reshape the work to fit a billing code.

What insurance asks of a chiropractor

To bill insurance, a chiropractor agrees to: short visits, narrow diagnostic codes, a fixed number of sessions per condition, and a pricing scheme set by the insurer rather than the doctor. The incentive is volume over depth. The frame is symptom relief, not structural change.

A 25-minute Integration Session — adjustment, craniosacral integration, movement work woven together — doesn't translate to a billing code. The twelve-week structural arc we build for some patients isn't a treatment plan the insurer recognizes. The system would either deny coverage outright or pay for a shadow of the work.

We prefer to do the work fully, and have the conversation about money be between you and us — not between an insurer and an algorithm.

What we recommend instead

For routine, expected care — Discovery Screenings, Initial Consults, Integration Sessions, Wellness Member subscriptions — you pay us directly. Membership pricing makes ongoing care affordable; package discounts make committed arcs of work affordable.

For unexpected major medical events — accidents, surgeries, hospitalizations — we recommend a health share: a community of people who pool money to cover each other's catastrophic costs. The one we like:

CrowdHealth — a membership where your share goes into a pool that covers other members' major medical events, and they cover yours when something serious happens. Monthly cost is dramatically lower than traditional insurance because there's no insurance company in the middle taking margin. The model works because the community polices its own usage; you're paying for actual care, not administrative overhead.

This pairing — direct-pay for wellness, health share for catastrophes — keeps the day-to-day relationship clean and the disaster scenario covered.

The honest tradeoffs

Direct-pay isn't right for everyone. If you're managing a chronic illness that genuinely requires insurance-mediated specialist care, or if you're relying on an employer plan that covers chiropractic at a reasonable rate, that path is legitimate.

But for the people who come to this practice — usually someone who has already tried the insurance route and found it shallow — the direct-pay arrangement is what makes the work possible at the depth they're looking for.

If you'd like to talk through whether this fits your situation, book a Discovery Screening. Fifteen minutes, by video. No commitment.